Please carefully read

the Loan Criteria below

before applying!

Loans for

Australian residents only!

Get a fast Payday Loan, fast loan for any worthwhile purpose

Even online loans for people with bad credit or people with poor credit!

Need to borrow money online, borrow cash online, apply for finance online or apply for a loan online?

Even if you need a bad credit loan or poor credit loan, apply online NOW!

Fast Payday Loan

Fast Cash  Loan

Fast Cash Advance

Fast Bad Credit Payday Loan

Fast Bad Credit Cash Loan

Fast Bad Credit Cash Advance

Payday Loans and Cash Advances
from $200 up to a maximum of $1,000

These personal loans are available for AUSTRALIAN RESIDENTS

Term of the loan is to your following payday - maximum loan term is 42 days.

Please refer to the Loan Criteria for Payday Loans and Cash Advances (below) before applying.

Please note that the first loan for first time applicants is up to a maximum of $500 only (this is subject to affordability)

Fast, simple and easy to apply!

Document free application process!

No security required!

INSTANT ONLINE APPROVALS!

LOAN CRITERIA

Payday Loans and Cash advances

General

HOW IT WORKS

Payday Loans and Cash Advances

There are 3 Simple Steps to getting money wired to your account:

1.   Apply for a Payday Loan - Fill out an easy 2 minute secure online application form.  Tell us how much money you need.  Submit your application to get instant approval.

2.   You are Approved - Upon approval, you are provided with further instructions and asked to confirm that you wish to proceed with the payday loan.

3.    Transfer Funds - Once you agree to the terms and conditions, the funds requested will be wired directly into your account within 24 hours*.

* Subject to approval times and lender's own policies. In most cases, funds will be deposited the same working day, if approved by 2:30pm that day.

In more detail, follow these simple steps ...

Complete our First Stop Money online application form (for "first time" First Stop Money applicants) and submit.

Your application will be processed instantly online and you will be notified instantly online of the status of your application. Please note that final approval is subject to confirming the information that you have provided in your application.

You will immediately be sent an SMS text message (to your mobile phone no. that you advised on the application form) as well as a verification email (to the email address that you advised on the application form).

Check the SMS text message and retrieve the 8 digit code provided which you will need to use to digitally sign (eSign) your application. The SMS text message will also provide you with your Agreement reference number.

Check your mail box and open the Email Verification sent to you.
Also check your mail junk box / spam box in the event that the Email Verification was placed there by your ISP / mail provider.

Open the Email Verification and click on the link provided. This will take you to the digital signing screen. Input the 8 digit code (that you received via the SMS text message on your mobile phone) and click confirm. You have now digitally signed (esigned) your contract.

You will then immediately be sent a Application Complete email which will congratulate you on your success and advise you that from here the funder aims to transfer the funds into your account within one working day. The Application Complete email will also advise you that the funder will automatically email updates to you throughout the application process and advise you if they need anything further. The Application Complete email will also provide you with a link where you can view and print a copy of your Loan Agreement. You will be updated throughout the progress via email and / or SMS text message.

Provide any required documents / information via email, fax or mail.

Money is deposited into your bank account electronically.

* For future payday loans you just need to log in to the First Stop Money existing customer area and nominate the required payday loan amount up to $1,000 and the payment will be made to your nominated bank account within a matter of hours.

* Maximum loan amounts are subject to affordability and suitability assessments performed by the First Stop Money underwriting team.

If for some reason you are not successful with your initial loan application, please feel free to request a re-assessment of your application.

Please carefully read

the Loan Criteria above

before applying!

For Payday Loan and Cash Advance

$200 to $1,000

A payday loan or cash advance is a type of short-term personal loan for a small amount, loaned for a short period.
It can range anywhere from $200 to $1,000, depending on the customers income. Loans are available in multiples of $100.
Payday loans usually have a term of 15 days but can can have a term of up to 42 days (depending on the customer's pay frequency), and are due on the customer’s payday following the current coming payday.

Payday loan lenders usually allow customers to apply for another loan on the same day their existing loan is repaid.

Whether a customer has good credit or bad credit, they can easily apply for a payday loan.
The process is easy.
The application is usually processed instantly, and if approved, the cash is transferred into the customer’s bank account as early as the next day.

The use of a payday loan is diverse.
Payday loans can be used for unexpected expenditures such as car repair, overdue bills, groceries, etc.
The general consensus of a payday loan is to bridge the gap until payday.
It is access to cash when you need it, and to spend on whatever you need it for.

The cost of a $100 cash advance is typically less than the cost of a bank dishonour fee, less than paying late fee's for your rent, and certainly more convenient and private than having to visit a bank.

How can a Payday Loan / Cash Advance help you?

Are you in a tight situation and need a helping hand in the form of a cash advance? ...
How good was it as a teen, when your parents helped you out with a bit of cash when things were tight?
Well now you're a bit older your parents may not be quite as willing to hand over the dough whenever you need it. Well not to worry, there is help. If you've got a steady job that employs you full or part time, then you can get instant cash advances in under an hour.

Once you're a member it gets even better with access to instant cash advances 24 hours a day!
For a small fee of your total loan amount, you can get cash advances from $200 - $1,000 dollars, which should be enough to fix any unforseen situations like an expensive phone bill, electricity bill or even the forgotten birthday (because sometimes they just pop up out of nowhere!)

With cash advances being available online, once you're approved it takes just a short while for the money to be transferred to your account!
Even better still, there is no paperwork involved.
Once you are a member you can get your cash advances in under an hour.

Payday loan lenders help you out by giving you cash advances when you need them, but without digging the hole any deeper.
That's why cash advances are fairly small and you can't take out another cash advance until the first cash advance has been paid off.
When you take out your cash advance everything is clearly explained and if you have any questions help is only a phone call away.

It's easy. Get cash and get on with your life.